Flood damage is every homeowner’s worst nightmare. Unexpected flooding in your home—whether it is a result of a natural disaster or a problem with your home plumbing system—can be disastrous and wreak havoc on your home. When the unexpected occurs, you’ll want to know who you can contact for flood damage services.
Flood damage is generally considered to be a very severe type of water damage, primarily because it tends to cause more widespread damage than most water leaks. Also, water from flooding is often contaminated and can be dangerous—which makes damage from floodwater even more difficult to handle.
If you have experienced flood damage in your home or just want to be prepared for the possibility of future flood damage, keep reading to learn more about the ins and outs of flood damage and where to find flood damage services in your area when you need them.
What is Considered Flood Damage?
Flood damage is any water damage that occurs as a result of flooding. The costs associated with flood damage include both direct and indirect costs of this damage.
Direct costs of flood damage are the costs of direct water damage that floodwater has caused, such as damage to your walls or flooring. Indirect costs of flood damage include more peripheral financial damage such as a decrease in the value of your home due to damage from floodwater.
How to Handle It
Handling flood damage can be tricky, especially because water from flooding can be contaminated and potentially dangerous. Before you enter your home after flood damage has occurred inside of it, make sure your home is safe to enter by ensuring that the flooding has stopped and the floodwater levels have dropped sufficiently inside your house.
Once your home is safe to enter, the first thing you should do is take pictures in order to thoroughly document the damage that has occurred inside your home as a result of the flooding. After you have documented all of the water damage in your home by taking pictures of it, open all of the doors and windows of your house to let in as much air as possible.
Try to minimize your contact with the floodwater itself—as floodwater is commonly contaminated by bacteria and other potentially dangerous substances—and call a professional flood damage service provider as soon as possible.
Does Insurance Cover Flood Damage?
Many homeowners are surprised to find out that standard homeowner’s insurance generally does not cover flood damage. However, flood damage is covered under a variety of additional policies such as flood damage or other natural disaster damage insurance.
Whether or not the flood damage you have experienced in your home is covered by your insurance depends on which insurance policy—or policies—you have and which types of damage they cover. When applying for homeowner’s insurance and other types of damage coverage insurance policies, it is important to read the fine print of these policies and ensure that you understand which types of damage they do and do not cover.
If possible, it is best to find a flood damage service provider that works directly with your insurance company if you have applicable insurance that offers coverage for flood damage. Working with an insurance adjuster to access coverage for flood damage in your home requires a detailed assessment of the damage at hand, and that damage can be difficult for homeowners to assess on their own.
Fortunately, many professional companies that offer flood damage restorations work directly with homeowner’s insurance adjusters in order to help their clients secure coverage from their insurance for the flood damage they have experienced in their homes. This assistance and direct communication between a flood damage service company and an insurance adjuster is helpful for many homeowners because insurance coverage for flood damage can be very difficult to navigate.
Finding Flood Damage Services in Your Area
If you are in need of flood damage services, how do you go about finding these flood damage services in your area? It is important to find a flood damage service provider that is reputable, trustworthy, and knows how to navigate and repair flood damage safely and effectively. Many professional plumbing companies offer flood damage services.
Accurate Leak Locators and Plumbing is one such professional plumbing company that offers flood damage services throughout Texas. This professional plumbing company offers a wide range of plumbing services and specializes in leak location and severe water damage repair.
The team at Accurate Leak Locators and Plumbing has a very broad skill set and more than 30 years of experience in providing leak location and plumbing services. Accurate Leak Locator and Plumbing also works directly with many of the most common insurance companies in order to help homeowners secure maximum insurance coverage for flood damage more easily.
If you are located in the Texas area and have experienced flood damage on your residential or commercial property, give Accurate Leak Locators and Plumbing a call to get a quote for the assessment and repair of the flood damage your property has endured.